If you're one of the dwindling few who receive health insurance through an employer, you may already be familiar with the decision to purchase a family or an individual insurance plan. In most of those cases, your premiums are very low if only you are going to be covered. However, the moment you add a spouse and/or children to the equation, your premiums are going to increase dramatically.
Unfortunately, the same is true if you have to purchase your own medical insurance. If you want coverage for your entire family then expect to pay more.
Although price will definitely be a factor, you don't want cost alone to be the basis of your decision. There are a myriad of other factors you want to take into consideration when buying a family health insurance plan.