http://bytestyle.tv/node/103Aside from being UNCONSTITUTIONAL, HR3200 will have serious implications for small businesses, the backbone of the U.S. economy. In this video Shelly gives a common sense, laymans explanation of the hidden costs in our insurance premiums mandated at a state level. I AM PAYING FOR WHAT?!! Remember, government regulations, and lack of enforcement of the COnstitution currently constricts competition across state lines, driving up the cost of insurance. Tort reform should be a consideration...and of course the immoral, unconstitutional Federal Reserve devaluing our currency since 1913!!!!PLEASE SHARE THIS VIDEO!!